Disclaimer

The tools and content on All Free Tools are provided free of charge for general information and convenience. While we work hard to keep them accurate and reliable, please keep the following in mind.

Calculators give estimates, not advice

Our EMI, GST, percentage and age calculators use standard formulas, but their results are estimates for general guidance only. They are not financial, tax, investment or legal advice.

• EMI calculator: your actual EMI can differ because of processing fees, insurance, the disbursement date, rate changes on floating-rate loans, and your lender's rounding. Always rely on the figures in your loan agreement.
• GST calculator: GST rates and rules change from time to time, and the correct rate depends on the exact goods or services (HSN/SAC code). Check current rates on the official GST portal or with a chartered accountant before preparing invoices or filing returns.
• Age and percentage calculators: organisations may use their own rules (for example, for age limits or rounding marks). Check the official notification or rules that apply to you.

Before making important money, tax or legal decisions, please consult a qualified professional. We are not responsible for any decision you make based on results from this site.

File tools: keep your originals

Image and PDF tools process files on your own device and never change your original files. Even so, results depend on your browser and device, and very large or unusual files may not process correctly. Always check the result and keep a copy of your original files.

QR codes and passwords

Test every QR code — especially UPI payment codes — with a small transaction or a scan before printing or sharing it. Generated passwords are random and secure, but keeping them safe (for example, in a password manager) is your responsibility.

External links and advertising

The site may contain links to other websites and advertisements from third parties. We don't control, endorse or take responsibility for their content, products or services.

Errors and changes

Despite our care, the site may contain errors or out-of-date information, and tools may occasionally not work as expected. We may change or remove content at any time. If you spot a mistake, please let us know at contact@allfreetoolsonline.com so we can fix it.

Your use of the site is also governed by our terms of use and privacy policy.